One of the biggest budget breakers is eating out, especially for dinner, and the usual reason is failure to plan for dinner. Dinner happens every evening and many times people act as if it is a big surprise as they haven’t planned what to eat. Planning what to have for dinner can be daunting for […]
This installment of The New Depression, we cover the good that comes from when people get back to basics. The life many of us have had and some still do is a life filled with hollow things. We attempt to fill our lives with the latest toy, gadget or envious new car in the drive. […]
I spoke last time about unemployment and the foreclosure crisis hitting America. These are terrible life altering events that are shaping our nation today. We have hunger in our nation, families that sleep on back porches, and their only means of survival at this point are the wonderful people that have stepped up to the […]
Much of America is feeling the pain of this down turn in the economy. Lay-offs, and closures are a normal in the vocabulary and don’t carry the alarm they would have 10 years ago. According to a recent Gallup poll, unemployment in America is 10.0% for mid-October. This is ever so slightly better than their […]
No matter what your budget, all work and no play is not good for anyone. Entertainment is one area that people will tend to cut out altogether when they are facing a tight budget. This is a mistake. Even if you can only afford $10 a month for entertainment, budget for it. For our family, […]
Isaiah 40:8 “The grass withers and the flowers fall, but the word of our God stands forever.” I love fall weather. The bright blue sky & cool crisp days are invigorating after the hot muggy days of summer. Really in all truth, I love all the season, they each have a beauty of their own. […]
It’s October and time to prepare for Holiday baking. Yes, that’s right; it is time to buy those ingredients for Holiday baking and also for the upcoming year. I remember a break time at work about 27 years ago that made a big impression on me. This dear lady was always bringing in goodies during […]
In order to live on one income, you can’t continue spending like you still have two incomes. Okay, everyone knows this; however some people don’t embrace it and find themselves in financial trouble. Expenses have to be cut when income decreases. It is just a fact. I have embraced the phrase of “Sweating the Small […]
Many people will look at some money saving ideas and think that “these will only save me a few pennies or a small amount of money and not be worth my time.” I say “not so fast.” When you are living on unemployment and the budget is tight or you are just trying to save […]
I had about 9 months warning that I might lose my job so when I did actually lose my job, we were prepared. We had saved some money and had paid off some debt. We also had a plan for living on one income, including a plan to put our youngest son through college beginning […]
