The holidays are the time when people who normally don’t bake, make the time to bake cookies, breads and make fudge and other candy treats. If money is tight and you are cutting back on expenses, you can still prepare holiday treats for your family without breaking the bank. The key is to not go […]
For the past few years fleece blankets have been quite popular to make, especially at Christmas. They require no sewing, simply measuring, making small cuts and then tying the strips. However, sometimes the fleece can be a little expensive, especially if you are making a blanket with Hawkeye or Cyclone fabric. If you are looking […]
Thanksgiving is about the only holiday where the traditional meal seems to be the most economical. We can serve our families a humble traditional no frills turkey dinner or we can take that meal and add more and more sides to it. A couple of days ago I was wondering what the cost of a […]
A couple of weeks ago I purchased some slightly bruised apples at a reduced price at Fareway. I was able to get 4 bags of apples over a period of a week for $1.99 per bag and the bags weighed as much as 8 lbs. each. After picking out a few that were good for […]
One of the biggest budget breakers is eating out, especially for dinner, and the usual reason is failure to plan for dinner. Dinner happens every evening and many times people act as if it is a big surprise as they haven’t planned what to eat. Planning what to have for dinner can be daunting for […]
No matter what your budget, all work and no play is not good for anyone. Entertainment is one area that people will tend to cut out altogether when they are facing a tight budget. This is a mistake. Even if you can only afford $10 a month for entertainment, budget for it. For our family, […]
It’s October and time to prepare for Holiday baking. Yes, that’s right; it is time to buy those ingredients for Holiday baking and also for the upcoming year. I remember a break time at work about 27 years ago that made a big impression on me. This dear lady was always bringing in goodies during […]
In order to live on one income, you can’t continue spending like you still have two incomes. Okay, everyone knows this; however some people don’t embrace it and find themselves in financial trouble. Expenses have to be cut when income decreases. It is just a fact. I have embraced the phrase of “Sweating the Small […]
Many people will look at some money saving ideas and think that “these will only save me a few pennies or a small amount of money and not be worth my time.” I say “not so fast.” When you are living on unemployment and the budget is tight or you are just trying to save […]
I had about 9 months warning that I might lose my job so when I did actually lose my job, we were prepared. We had saved some money and had paid off some debt. We also had a plan for living on one income, including a plan to put our youngest son through college beginning […]
